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Sage Advice
"You can get everything you want if you help enough others get what they want." --Zig Ziglar
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Credit Bureaus and Fixing Credit
  • Fixing Credit
    • Fixing credit scores - usually hired by mortgage brokers to fix mistakes within 72 hrs
      • Advantage Credit
      • You may need this if your score is below 680 (for mortgage)
      • Not recommended for just getting credit cards
      • Charge a lot
      • DonÂ?t really Â?fixÂ? credit, just allow you to get credit at outrageous terms
  • Be wary of clinincs that offer to repair credit for exhorbitant fee
    • Check out credit counselors with...
    • Look for agency that...
      • will send you free info
      • will NOT demand information about you upfront
      • Does NOT pressure you into signing up
  • Complaints against creditor? Write to: Dept of Justice, Civil Rights Div., Washington DC 20530